Let the private car purchase investment
The car purchase is the second significant cost of procurement faced by people
after the cost of home ownership, excluding the cost of marriage and education
in the case of special education.
Therefore, the high cost needed to be studied carefully, they need a large sum
and to take advantage of good spending the money, they are durable consumer
goods, which decreases the value year after year, and need maintenance, that is,
minus investment, and this requires the purchase of the car to see To reduce
expenses, as opposed to the idea of positive investment which seeks to develop
and increase the money spent good car and need to expenses increase with age of
the vehicle. Therefore, the decision to purchase a car is an investment in the
face of negative consequences, but could be good choice to choose the best
alternative rights of the many options available to make it not an investment in
the development of money, but to use it, and exploit the best use of available
money or working to reduce losses and loss Money and many alternatives
available, including:
New or old?
The decision to purchase a new car or using the decision depends on
the amount of money that can pay the buyer has to have the ability
to buy a new car, and thus obtain the so-called peace of mind, give
the new car owner three years of distinguished service with
guarantees of the manufacturer or Agent.
But peace of mind at a price, the new car will lose 10% of its value
if used in the first month, and then decline rapidly in value up to
25% of its value in the first year of life and decreasing the rate
of 5-7% annually to lose their value after ten years, this With the
need to patrol the care and maintenance of the vehicle to maintain
its survival.
There are many used cars for sale and used cars are always less
expensive than new, some is in good condition and priced low quality
compared to those in the car. The vehicles are used and good price
that is less than its true value, because there is a reduction of
25% of the value of the car in its first year.
Maintenance necessary evil
Before the wisdom of buying the car used that seeks to purchase the
car in the search for appropriate, and cars will find that there are
appropriate price and quality, or age, and must have known that the
car needs to be used for maintenance operations running, and it must
accept that and know in advance that maintenance Used car is around
25% of the value of the monthly premium for a car similar to the new
car, if the new car monthly premium is $ 600, the car used and not
more than five years old maintenance will cost the equivalent of
1,800 dollars a year, and less on it provided Him.
Used the best!!
Preference when buying a car using the buyer must know the
fundamental value of the cars sold in estimating the present value
of the company's cars are modeled known, and there is a formal
letter to all sellers of cars (and banks and several sites on the
Internet) the so-called Blue Book, which sets the value of the
vehicle Used, we find that the value of a Toyota Camry model 2000 is
the amount of $ 12,000, if they are in good condition, did not
exceed the total of 50 kilometers kilometers, and this amount will
debate the buyer prices. It is well known, the prices of cars used
by the agent, which is higher than the prices of cars are bought
from individuals.
And seeks to examine the car purchase at the company certified to be
responsible for its report, and we must spare no amount paid in the
examination of the car is part of the investment and careful not to
waste money. In the case of the seller's refusal to examine the car,
they are advised never to buy this car.
Another alternative for buying!
Companies provide alternatives to the car dealership willing to own the car,
including the choice is between the buyer's ownership and leasing. Tenant he can
not use the car owned, held for three years on favorable terms, is to pay
registration fees and pay the amount of deposit insurance and another agent, and
is committed to pay the monthly rent, some of whom are required not to exceed
the number of kilometers during the lease period, it was required not to exceed
12,000 per year.
It is recognized that the tenant is entitled to possession of the
car in the event of his final payment to the agent at the end of the
lease.
Typically, the agent is calculated on the basis of calculations that
make money, so it is not the least cost to lease the buyer, but
there are advantages for the enjoyment of driving under the lease
system
Including: that the lessee can renew his car every three or four
years, according to the lease, thus have the renewal and
replacement, and in case new refurbishment car has peace of mind for
another three years. It is not responsible for the sale of the car,
he can get rid of them returned to its owner, who owned.
Option needs to be thinking!!
The automakers made for those wishing to purchase a variety formations, and the
advantage of each company on a variety of other advantages not know whether you
choose the buyer, there are cars and luxury cars are comfortable and practical,
and there are family cars. And extend the existing containing more than one
hundred alternative to the buyer.
The purchase of the car must be an investment and good use of money, and must
examine and study all alternatives to determine the most appropriate and best of
them, all with the advantage of the cost, and must compare the various features
and access to the best, and then follow up implementation of the decision
whether to buy new or the old lease or use or the use of Public transport
vehicles, it may be the best in many times.
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