The use of credit cards is incompatible with the economy
Banks seek large campaigns to encourage everyone to get the plastic cards, which
allow the holder to purchase buy goods and services even if it did not have
money, these cards trusted by many vendors and respect the bearer, because they
get the value of goods sold directly from the bank, and they do not have Buyer
relationship.
The banks Ad campaigns and calls everyone, even non-customers to
apply for this card, and provide incentive awards to those who make
them and get their card. www.it-sy.com
This was a different cards vary, ranging from golden as the holder
gives more power in the process, including Silver, who is also what
gives the cardholder purchasing power significantly, although
slightly less than the Gold Card, The Platinum, that means that the
bearer has a high Purchase more than others.
How is this card:
This plastic card is the invention of the bank grew more than a
quarter of a century, and carries with it many benefits to the Bank
and the cardholder and employers, so the idea is successful, and the
spread of the services they provide great for all.
The idea based on the Bank granted to certain customers or to their
trusted financial label with their own financial strength, to
withdraw money and buy things, even though the bank usually sets the
amount of the purchase of these cards can be overcome only after the
customer to pay the required amounts, and the meaning Another is to
borrow from the bank card given to some people who trust their bank
to buy what they want, to pay the value of the loan within one
month.
Bank interest:
The interests of bank cards to make numerous and substantial First,
it does not sell such cards distributed free of charge, fees are
obtained from the customer at the bank issuing the card, and these
fees are collected annually, any amounts paid to the client not to
use this card, but for it, which Did not amount to considerable cost
to actual cost, and are part of the profits of the bank.
The bank received a commission of up to 5% and sometimes more than
that of the amount of purchase, if the man had bought the goods at $
1000 a monetary unit used credit card, the bank will receive 5% of
the amount paid to the seller when, in return for the bank within
the right of the seller and will The buyer to pay the claim.
Requests the bank pay the amount from the customer during the month
under the bill sent to the client, and must pay the full amount, and
if not able to do a bank loan amount, and starts obtained from the
customer premiums, but the delay fees are very high, amounting to
more than 20% annually Some banks.
Typically, the bank card provides for those who can pay, the bank can stop the
effect was disabled when the customer to pay the monthly premium, the bank might
start to pursue prosecution of a fierce late, the delay does not depend
sanctions stopping the card into force, but continue until the end of the
installment. It remains registered in the name of the client list of customers
who are unable to meet obligations to be paid by all of the bank.
This means that the bank is able to collect the full right and able
to pursue wanted and abuse in the financial records.
Customer interest:
Many people are keen to obtain credit cards, and the lack of
ownership is not acceptable to many people, they have many benefits,
they are in fact nothing financially loan, the card holder that can
move it when wanted, and this gives the customer assurance
financially, that they are able to When faced with crises occur
without any complexity, he paid when he entered the hospital, or
rent a car in his travels, or at the invitation of friends in the
restaurant, he knows that the financial ability of the restaurant as
unlimited money with existing, and can save using the same card, or
When traveling outside the country and at his residence in hotels,
hotels asking the holders of a cash payment or credit card to
guarantee the payment of expenses expected.
Defects cards:
The usefulness of many, many cards as is evident, but there are other drawbacks
associated with the presence of these cards, are strongly encouraged to
exchange, but the existence of such rights to be paid card shopping, and
encourages him to purchase, the non-payment of money effectively and immediately
put an end to hesitation when human beings Would have to be cash purchase, the
existence of such cards to overcome the humanitarian care not to alienate
existing cash hand. www.it-sy.com
The disadvantages of the facilities provided by the World Bank, the facilities
are provided by the mercy of the client, but to increase income and revenues,
the customer is a choice between two options unbalanced, one to pay the full
amount now. If they are not available a small premium paid by the frivolous is,
in fact, represents only a fraction of the amount requested, and the rest are
commissions and delay penalties, and the lack of money to pay the customer the
choice easy, a small payment (premium), but is more expensive.
Financiers advice:
Investment experts advised all non-use of money and credit cards,
and they say that one of them enough to be the savior in the crisis.
It also advised not to use to buy goods because many of the stores
add a further amount of the value of procurement costs it considers
the use of the card, they receive a portion of the customer to be
paid to the bank. In other words, and without the buyer has to know
the additional amount to the value of the goods. Any card that raise
the price of the goods purchased.
Also be advised to pay the full amount requested if entitlement,
interest and demurrage is a substantial amount to more than 20%
annually, an increase of more than provide will be used when the
customer's credit card to obtain goods or take advantage of the low
season reductions.
As the saying goes: "If you want to spend the savings used credit
cards"
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